Fixed Rate Loans
Advantages of our Fixed Rate Loans
- Not dependent on capital markets sale and execution, stronger ability to hold rate
- Lowest rates have strongest prepayment structure, alternative prepayment scenarios are available
- Aggressive pricing on lower leverage given pricing not loan pool dependent
- Lender is your asset manager for life of the loan
- Lender, not securitization structure, controls prepayment hence unique ability to have discussions on altered property situations
- Lower deposits and closing expenses

Product
Fixed Rate
Loan Purpose
Acquisitions, refinances, cash-in recapitalizations, light stabilization
Property Status
Stabilized or stabilizing with light transition
Loan Amount
$5-$30 million, larger portfolio loans case by case
Term
5, 7, 10 Years
Loan-to-Value
Up to 80% LTV
Debt Yield
Min: Multifamily 6.5%, Commercial 7.5%
Prepayments
Yield maintenance (Declining prepay upon request)
Amortization
Up to 30 years
Interest Only
Partial or full-term interest only available
Recourse
Non recourse, with standard carveout provisions
Property types
Multifamily, industrial, self-storage, office, student housing, essential retail