Structured Fixed Rate

Advantages of our Structured Fixed Rate Loans

  • Innumerous structuring tools to tailor financing and optimize property performance
  • Earnouts and other types of future funding available
  • Flexible prepayment options
  • Loan extension capability built into loan documents (no hard balloon)
  • Lender is your asset manager for life of the loan
  • Lender, not securitization structure, controls prepayment hence unique ability to have discussions on altered property situations
  • Lower deposits and closing expenses
Structured Fixed Rate Building


Structured Fixed Rate

Loan Purpose

Acquisitions, refinances, cash-in recapitalizations, transitional, event-driven

Property Status

Stabilized, cashflowing transitional, specific event

Loan Amount

$5-$30 million, larger portfolio loans case by case


Hybrid ARM: 20-year loan term with 5, 7 and 10 years initial fixed rate loan term followed by fixed rate reset extensions.  Shorter terms available upon request.


Up to 80% LTV

Debt Yield

Min: Multifamily 6.5%, Commercial 7.5%


Up to 30 years

Interest Only

Partial or full-term interest only available


Yield maintenance; declining prepay

Hybrid ARM

Term extensions with rate reset


Non recourse, with standard carveout provisions

Property types

Multifamily, industrial, self-storage, office, student housing, essential retail

Additional Structuring

Earnouts, future funding, interest only periods, rate or recourse burn downs plus other structuring as necessary.